Finance Agent Report

2026-09-17 · window: 2026-09-10 → 2026-09-17 · 19 transactions reviewed

Leak detection ✓ nothing new

All charges in this window are either routine one-offs (Whole Foods, Trader Joe's, Peacefood, Two Boots, Amazon Marketplace x2) or already-tracked recurring streams (Preply $105.45 on 9/13, Anthropic $108.88 on 9/11, Fidelity $600 transfer on 9/12 — confirmed intentional baseline).
YouTube Premium $8.99 posted 9/16 under merchant name "Google" instead of "YouTube" — confirmed same subscription via original descriptor (GOOGLE *YOUTUBEPREMI G.CO/HELPPAY# CA, matches 8/16 and earlier occurrences exactly). Monarch's merchant-matching relabeled it; not a new charge, no action needed.
Still single-occurrence new-merchant watches, no recurrence yet: PillPack $2.63 (9/12), One Medical $10.68 (9/10), Tribeca Skin Center $191.55 (9/10).
Alma batch on 9/10 (3 charges: $12.59, $21.77, $16.60) — covered by the standing rule confirmed 2026-09-12: therapy billing, batches/adjustments expected, personal, never flagged.
Earthbar duplicate pair ($17.28 x2, 9/9) — already flagged and notified in the 2026-09-15 run; no new information this run.

Wrong card ✓ none

No violations of the wrong-card heuristics this window.

Amex credits skipped — not within 5 days of month-end

Reimbursables ✓ none needed

No MealPal/OpenAI/Equinox-membership charges posted this window. Anthropic $108.88 (9/11) correctly left untagged — not the reimbursable OpenAI stream.
45-day check: no tagged-reimbursable charge crossed the 45-day mark this window. OpenAI/MealPal charges from 9/3–9/4 are only ~13-14 days old, well covered by the 9/11 Expensify deposit ($413.21) whenever they age.

Idle cash skipped — not Monday

Open questions

None — questions.json is empty.