Finance agent — 2026-09-13

Leif answered all 3 open questions on 9/12 (see answers.md). Closed out today: Alma multi-charge batches are expected therapy billing — never flag again, known-recurring.json rewritten to drop the "unconfirmed" framing. OpenAI $108.88 (Chase, 9/4) is a work-reimbursable plan upgrade — already tagged/noted; also caught and matched a related loose end: the older $106.70 OpenAI charge (7/21) was reimbursable under the same rule but had never been checked against a reimbursement — confirmed covered by the 8/14 Expensify deposit, no gap. EQUINOX WEB $151.53 (9/7) is a personal one-off training session, not reimbursable, not recurring — left untagged, correct as-is. All 3 questions removed from questions.json.

Leak detection

One new low-materiality item: PillPack $2.63 (9/12, Amex Plat, pending) — a pharmacy auto-refill service, subscription-shaped despite the tiny amount. First occurrence, watching for recurrence. Rest of window is ordinary spend already covered by prior runs or non-recurring: Anthropic $108.88 (9/11, within known 20–200 usage-based range), two Amazon Marketplace one-offs, Peacefood/Two Boots/Ippodo Tea/Earthbar (routine food & coffee), One Medical $10.68 (9/10, one-off, not subscription-shaped), Tribeca Skin Center $191.55 (9/10, flagged 9/11), the Alma second batch (9/10, now resolved as expected billing — see above), AMNH $54 (9/7, flagged 9/9), and a routine Fidelity autoinvest transfer (see below). No bank/interest/late fees, no duplicate charges, no known-stream price increases.

Wrong card

No new violations. Tribeca Skin Center and One Medical are on Chase but neither is tied to a tracked Amex credit. OpenAI is no longer subject to the wrong-card check per the 9/12 rule.

Amex credits (month-end check — skipped, not within 5 days of month-end)

September window opens 9/26–9/30.

Reimbursables

Nothing untagged this window — MealPal (9/3) and both OpenAI charges (9/4) already tagged from prior runs. 45-day check closed the last open gap: the 7/21 OpenAI $106.70 charge (see above) is now confirmed covered by the 8/14 Expensify deposit alongside MealPal (7/16, 7/29) and Equinox (7/23) — $659.38 combined against $1,128.27 deposited. All reimbursable charges to date are matched; no outstanding gaps.

Idle cash (weekly, Monday — skipped, today is Sunday)

Not checked this run.

Still open

New question: the Fidelity autoinvest transfer to Chase Checking has now posted $600 four times in a row (8/1, 8/17, 8/29, 9/12 — up from the prior $300 baseline, cadence still irregular at 12–16 days). This has been flagged internally since 8/3 but was never actually sent to you as a question until today. Posted to brain.lab.