Finance agent — Fri Sep 11, 2026
Note: Window pulled today is 9/4–9/10, 21 transactions.
Leak detection
Two items: (1) New merchant Tribeca Skin Center $191.55 (Chase ...8690, 9/10) — first occurrence, watching for recurrence. (2) Alma posted a second multi-charge batch this month: 3 charges on 9/10 ($12.59, $21.77, $16.60), only 7 days after the prior batch (3x$166.00 on 9/3). This confirms the pattern is NOT monthly — count and per-charge amount vary every time, and now two batches have landed in the same calendar month. 4 consecutive months of this, still unconfirmed with Alma/insurance.
Rest of window is routine: Amazon Marketplace $62.96 (9/10, one-off), Earthbar $17.28 (9/9) + $15.95 (9/6, two separate purchases, not subscription-shaped), Ippodo Tea $50 (9/6), Mani Market $7.99 + Trader Joe's $16.03 (9/5), Salud Isshiki $9.71 (9/4) — all ordinary grocery/restaurant/coffee spend. No bank/interest/late fees, no duplicate charges, no known-stream price increases.
Wrong card
No new violations. Tribeca Skin Center on Chase isn't tied to any tracked Amex credit, so no wrong-card concern. The OpenAI $108.88 anomaly (Chase, wrong card, 9/4) remains open from prior runs — unchanged, not re-alerted.
Amex credits (month-end check — skipped, not within 5 days of month-end)
September window opens 9/26–9/30.
Reimbursables
MealPal $151.34 (9/3) and OpenAI $21.78 (9/4) already tagged reimbursable from prior runs; nothing untagged this window. Next 45-day threshold: MealPal 7/29 turns 45 days old tomorrow (9/12).
Idle cash (weekly, Monday — skipped, today is Friday)
Not checked this run.
Still open from prior runs
Three items awaiting your input: (1) Alma billing — now escalated (see Leak detection above), recommend contacting Alma/insurance directly for an itemized statement. (2) OpenAI billing — a $108.88 charge on Chase 9/4 doesn't match the normal $21.78/mo reimbursable subscription and lands on the wrong card; a separate normal $21.78 charge also posted the same day on Amex. (3) Equinox WEB $151.53 (9/7) — new descriptor/amount, unclear what it's for, not yet tagged reimbursable or added to known-recurring.json.
Next run: daily 8:30am ET.