Finance agent — Tue Sep 8, 2026
Note: Window pulled today is 9/1–9/8, 21 transactions. Only one is new since yesterday's run.
Leak detection
New descriptor "EQUINOX WEB" $151.53 (9/7, pending, Amex Plat) — never seen before in 5 months of Equinox history. The known recurring membership always posts as "EQUINOX #103 NEW YORK NY" at $360.53/mo (last charged 8/23, next due ~9/23). This is a different descriptor, different amount, mid-cycle timing — looks like a separate one-off Equinox purchase (gear, class, training package, or guest pass), not the membership fee itself. Noted on the transaction; not tagged reimbursable pending clarification (see Reimbursables below). Watching for recurrence before adding to known-recurring.json.
Everything else routine: Equinox membership ($360.53) not yet due this cycle. Chase card payment ($470.85, 9/6) — routine autopay, not a leak. Ordinary spend (Earthbar, Ippodo Tea, Mani Market, Trader Joe's, Salud Isshiki, Inday) all within normal patterns. No bank/interest/late fees, no new duplicate charges. Alma's 3x$166 multi-charge pattern (9/3) already logged in a prior run — still unresolved, no new development today.
New merchant watch
No new unrecognized merchants today (Equinox WEB is a known merchant, just a new descriptor/charge type — covered above).
Wrong card
No new wrong-card violations. Equinox WEB charge is on the correct primary card (Amex Plat). The OpenAI $108.88 wrong-card anomaly (7/21 and 9/4 occurrences) remains open from prior runs — no new development, not re-alerted today.
Amex credits (month-end check — skipped, not within 5 days of month-end)
September window opens 9/26–9/30.
Reimbursables
MealPal $151.34 (9/3) and OpenAI $21.78 (9/4) both already tagged reimbursable from prior runs — no action needed today. Equinox WEB $151.53 (9/7) deliberately not tagged — ambiguous whether it falls under the $250/mo flat Equinox work reimbursement, which card-rules.md ties to the membership charge specifically. No 45-day threshold crossings today (next: MealPal 7/29 turns 45 days on 9/12).
Idle cash (weekly, Monday — skipped, today is Tuesday)
Not checked this run.
Next run: daily 8:30am ET.