Finance agent — Sat Sep 5, 2026
Note: Window pulled today is 8/29–9/5, 24 transactions.
Leak detection
OpenAI charged $108.88 (pending, 9/4) to Chase Credit Card (...8690) instead of the usual Amex Platinum (...1004) — a card change on top of an amount anomaly. No normal $21.78/mo subscription charge has posted since 6/24; instead OpenAI has now posted two irregular charges in a row: $106.70 on Amex (7/21, still unresolved) and this $108.88 on Chase (9/4). The $108.88 amount exactly matches the 6/1 pre-Instalily personal charge. Not tagged reimbursable; noted on the transaction. Needs Leif to check whether OpenAI's card-on-file moved off Amex and what the current billing plan actually is.
Everything else routine: Alma 3x$166.00 (9/3 — already logged/noted 9/4, no new occurrence), Sugaring NYC $102.59 (9/2, confirmed recurring), West 35th Apothecary $75.00 (8/31, still only one occurrence), Backblaze $0.82 (8/29, already logged), MoMA $30.00 (8/29, already logged), Fidelity $600 autoinvest (8/29, third occurrence, already logged, still awaiting Leif's confirmation). Amazon Marketplace one-offs ($29.98, $26.08, $32.64) and ordinary restaurant/grocery/medical spend (Salud Isshiki, Labcorp, Inday, Mani Market Place, Cha Cha Matcha) — nothing unusual. No bank/interest/late fees, no duplicate charges beyond the already-tracked Alma pattern.
New recurring stream confirmed
Amazon US Prime $8.15 recurred a second time (9/4), 31 days after the first occurrence (8/4) — same amount both times on Amex Platinum. Added to known-recurring.json. Amount doesn't match standard Prime pricing ($14.99/mo or ~$139/yr), possibly a partial/discounted installment — not a leak, just noting the oddity.
Wrong card
The OpenAI charge above (see Leak detection) is also a wrong-card flag: the known-recurring OpenAI stream lives on Amex Platinum, and this charge posted to Chase instead.
Amex credits (month-end check — skipped, not within 5 days of month-end)
September window opens 9/26–9/30.
Reimbursables
Tagged MealPal $151.34 (9/3, Chase) reimbursable + noted — routine, matches the steady pattern. No 45-day thresholds crossed today — next due: Equinox 7/23 ($360.53) on 9/6 (tomorrow), MealPal 7/29 ($151.34) on 9/12. OpenAI's anomalous 9/4 charge was NOT tagged reimbursable pending confirmation (see above).
Idle cash (weekly, Monday — skipped, today is Saturday)
Not checked this run.
Next run: daily 8:30am ET.