Finance agent — Sat Aug 29, 2026

One new merchant: Patreon Membership $3.00 (8/28, pending) on Amex Plat. This is only its second-ever occurrence — the first was 4/24, ~126 days earlier — so it's not on a steady monthly cadence and doesn't qualify as a confirmed recurring stream yet; watching for a tighter cadence before adding to known-recurring.json.

Everything else on-cadence or routine: Dropcar $186.53 (8/26, 31 days after 7/26), Equinox $360.53 (8/23, on the confirmed $360.53/mo rate), ordinary one-off spend (Trader Joe's, Bondi Sushi, Amazon x2, Wafels & Dinges, AMNH), the Amex ACH card payment ($330.00), and a $561.37 Zelle inflow from Ryan Rogers. No bank/interest/late fees, no duplicates.

Still-open single-occurrence watches with no confirmed recurrence: Strava $43.54, Superset $20.00, Volo Sports $111.53, Chelsea Skin & Laser $202.20, Sugaring NYC $43.05, Amazon US Prime $8.15, Fansly 2×$10.00, Alma 4×$150 (still needs Leif to confirm with Alma/insurance — no new activity since 8/16), Fidelity $600 transfer pattern (still needs Leif to confirm intentional), Intelius $38.43 (still needs Leif to confirm/cancel — no new activity since 8/11).

Nothing this window violates the wrong-card heuristics (no flights, no Amex-credit-eligible subscription charged to Chase).

Digital entertainment credit: YouTube Premium $8.99 posted 8/16, offset by the Platinum Digital Entertainment Credit same day — used. Uber Cash: $4.99 Uber One credit posted 8/5, offsetting the Uber One charge same day — used. Both confirmed active for August.

No new untagged reimbursable charges. All three MealPal charges (7/16, 7/29, 8/18, $151.34 each) and the 8/23 Equinox charge remain tagged reimbursable. 45-day check: nothing crosses today — MealPal (7/16) turns 45 days old tomorrow (8/30).