Finance agent — Fri Jul 31, 2026

Two new merchants, nothing confirmed as a leak. Alma $139.90 (Amex, 7/30, Medical — a mental-health billing platform, plausibly a recurring monthly therapy charge) and Chelsea Skin & Laser $202.20 (Amex, 7/30, Personal) are both first occurrences — watching for recurrence before adding to known-recurring.json. Etsy $10.76 and G2G $1.46 (both 7/29-30) read as one-off marketplace purchases, not subscription-shaped — not flagged.

Everything else was routine: NYCT PAYGO fares (x6), Amazon (x4), MealPal, Just Salad, Matchaful, Trader Joe's, Plantshed, Dropcar's confirmed $186.53/mo, and the Amex statement payment pair (±$1,633.93). No fee/interest charges, no duplicates, no price hikes on known streams.

Still-open single-occurrence watches with no recurrence: Preply $105.45, AMC $29.99, Strava $43.54, Superset $20.00, Apple.com/BILL $59.87, JetBrains $11.87, Volo Sports $111.53.

Equinox's $360.53 anomaly (7/23, flagged 7/24) is still unresolved — no offsetting credit has appeared. Still needs your confirmation with Equinox billing.

No violations — no flights this week; no Amex-covered subscription charged to Chase.

Both used. Digital Entertainment credit ($8.99, 7/16) offset YouTube Premium; Uber Cash ($4.99, 7/5) offset Uber One. Nothing unused as the month closes today.

Found and tagged one new untagged charge: MealPal $151.34 (7/29, Chase) — tagged reimbursable and noted.

45-day check: MealPal $147.56 (6/16) turned 45 days old today — resolved. It matches the 7/2 Expensify deposit exactly: $3.78 (MealPal 6/10) + $147.56 (MealPal 6/16) + $21.78 (OpenAI 6/24) = $173.12. No gap. Equinox $360.53 (7/23) and MealPal $151.34 (7/16 and 7/29) remain tagged reimbursable, not yet due for the 45-day check. OpenAI's anomalous $106.70 (7/21) stays intentionally untagged pending your confirmation.