Finance agent — Sat Jul 25, 2026

Leak detection

Nothing new. No transactions posted since the last run except a pending $3 NYCT PAYGO transit tap (7/24) — routine, not a leak.

Correction from prior runs: Walmart+ Member $14.10 (Amex Plat) was flagged 7/22 as a "new merchant," but checking further back found it recurring monthly since 2026-03-21, always fully offset same-day by a matching "Platinum Walmart+ Credit" — net zero. Added to known-recurring.json and documented the credit in card-rules.md; not a leak.

JetBrains, Preply, AMC, Strava, Superset, and Volo Sports remain single-occurrence watches from prior runs — still no second occurrence, no promotion to known-recurring yet.
No fee/interest charges, no rate hikes, no duplicate charges. The "Dr Adj Redist"/"Adj Redist Purchase Bal" pair (Amex, 7/23, ±$50) is a net-zero balance redistribution, same pattern seen 6/22 — not a fee.

Wrong card

No violations — no flights this week, no subscriptions on the wrong card.

Amex credits

Skipped — not within 5 days of month-end (window opens 7/26).

Reimbursables

No new untagged reimbursable charges this window. Equinox $360.53 (7/23), MealPal $151.34 (7/16), and OpenAI $21.78 (6/24) remain tagged reimbursable from prior runs. OpenAI's anomalous $106.70 (7/21) stays intentionally untagged pending your confirmation.
45-day aging check: Equinox 6/10 ($228.86) turned 45 days old today. A $250.00 Expensify reimbursement landed 7/8 (28 days after the charge) — amount matches the flat $250/mo Equinox reimbursement exactly. No gap.

Idle cash

Skipped — weekly check runs Mondays only.

Next run: daily 8:30am ET.