Finance agent — Fri Jul 24, 2026

Flagged: Equinox charged $360.53 on Amex Platinum (...1004), 2026-07-23 — well above the usual $228.86/mo baseline. This is the second irregular month in a row: 6/23 posted $381.43 but had a same-day +$300 offsetting credit (resolved as a prorated one-time adjustment); this $360.53 charge has no offsetting credit so far. Tagged reimbursable + noted in Monarch (work covers $250/mo flat regardless of the exact amount). Worth confirming with Equinox whether your membership pricing actually changed.

Two new single-occurrence merchants, watching for recurrence (not yet added to known-recurring):

• JetBrains Americas INC $11.87, Chase (...8690), 7/22 — subscription-shaped amount
• Volo Sports $111.53, Amex Plat, 7/23 — could be a one-time league registration rather than a subscription

Preply $105.45, AMC $29.99, Strava $43.54, Walmart+ $14.10 (fully offset by a same-day Amex credit), Apple.com/BILL $59.87, and Superset $20.00 remain the same single occurrences from prior runs — no re-alert.
No fee/rate hikes, no duplicate charges. MTA PAYGO taps ($3 x many) and Matchaful/coffee charges are normal recurring-but-variable spend, not duplicates.

No violations — no flights this week. New JetBrains and Volo Sports charges are on cards with no applicable Amex credit, so no wrong-card concern either way.

Equinox $360.53 (7/23) tagged reimbursable this run, with a note flagging the amount anomaly (see Leak detection). MealPal $151.34 (7/16) and OpenAI $21.78 (6/24) already tagged from prior runs — no action needed. OpenAI's anomalous $106.70 (7/21) remains intentionally untagged pending your confirmation of the billing breakdown.
45-day aging check: oldest tagged charge is Equinox 6/10 ($228.86), which crosses 45 days tomorrow (7/25) — not due yet. A $250.00 Expensify reimbursement landed 7/8, consistent with covering that charge. No gaps found.