Finance agent — Thu Jul 23, 2026

Leak detection

Flagged: new merchant Superset Inc $20.00 on Chase Credit Card (...8690), 2026-07-17 — categorized Restaurants & Bars but the flat round amount and merchant name look app/subscription-shaped. First occurrence, not in known-recurring.json — watching for recurrence.

Carried over from prior runs, still single occurrences (no re-alert): Walmart Plus $14.10 (7/21), Apple.com/BILL $59.87 (7/20), Preply $105.45 (7/19), AMC $29.99 (7/19), Strava $43.54 (7/18). The OpenAI $106.70 anomaly (7/21, replacing the usual $21.78/mo charge) is also unchanged from the 7/22 report — still needs your confirmation on the billing breakdown.

No fee/rate hikes, no duplicate charges. MealPal ($151.34) and YouTube ($8.99, offset by the $8.99 digital entertainment credit) matched known amounts. Repeated $3 MTA PAYGO taps and two same-day different-amount Walgreens charges ($18.47 + $5.00) are normal activity, not duplicates.

Wrong card

No violations — no flights this week. No new subscription landed on Chase that an Amex credit would cover.

Amex credits

Skipped — not within 5 days of month-end (today is 7/23; month ends 7/31).

Reimbursables

MealPal $151.34 (7/16) already tagged reimbursable — no action needed. OpenAI $106.70 (7/21) remains intentionally untagged pending confirmation. No Equinox or new OpenAI subscription charge posted this week.
45-day aging check: all currently tagged reimbursable charges are still under 45 days old. Closest: Equinox 6/10 is now 43 days old, crosses the 45-day mark on 7/25 — no gap yet, but next run should check for a matching reimbursement deposit once it does.

Idle cash

Skipped — weekly check runs Mondays only.

Next run: daily 8:30am ET.