Finance agent — Mon Jul 20, 2026

New merchant: Strava $43.54 on Amex Platinum (...1004), 7/18 — not in known-recurring.json, first occurrence. Watching for recurrence before adding it.
Preply $105.45 and AMC $29.99 (flagged 7/19) are the same single occurrence, still watching — no new alert.
No fee/rate hikes, no duplicate charges. MealPal ($151.34), OnlyFans ($11.99), YouTube ($8.99, offset by the $8.99 digital entertainment credit) all matched their known amounts.

No violations — no flights this week, no Amex-covered subscription charged to Chase.

Nothing new to tag. MealPal $151.34 (7/16) already tagged reimbursable. All open reimbursable charges (MealPal $147.56 6/16, OpenAI $21.78 6/24, Equinox $381.43 6/23, Equinox $228.86 6/10) are still under 45 days old — no reimbursement-gap check due yet.

No excess. Chase Total Checking balance: $5,062.11 — below the ~$8k threshold.